Let’s face it, people: your paycheck could always use a boost. Between rising grocery prices, stubbornly high gas costs, and bills that just never stop, wouldn’t it be nice if your paycheck automatically multiplied… without picking up extra shifts or diving down the rabbit hole of complicated side hustles?
Here’s the scoop: savvy deal-seekers and coupon stackers have found a perfectly legal and easy way to quickly multiply their next paycheck. The secret: opening new bank accounts that pay bonuses simply for trying out their services and setting up direct deposit from your paycheck. These generous bank promotions essentially pay you to test-drive their services.
Ready to unlock hundreds of extra dollars before your next payday? Here’s exactly how to do it while maximizing your time and your gains.
Step 1: Find a Great Sign-Up Bonus through Swagbucks
Swagbucks makes it easy—partnering directly with popular banks to give you generous cash rewards (“SB”) just for trying new checking or savings accounts. Check out some killer current offers:
Chime: Set up direct deposits from your paycheck or gig payouts of at least $200 each, and score up to $460 (46,000 SB).
Discover Cashback Debit: Deposit as little as $50 into your new account to earn an easy $80 (8,000 SB).
SoFi Checking and Savings: Switch your paycheck direct deposit ($200+) and pocket $265 (26,500 SB).
OnePay Cash: Deposit $500 from your paycheck to snag $185 (18,500 SB).</li>
U.S. Bank Smartly Checking:Open with just $25 and claim your quick $70 bonus (7,000 SB).</li>
Pro Tip:
The magic is in the stacking! You can open multiple accounts to compound your sign-up rewards and supercharge your payday.
Step 2: Do the Math—Instant ROI for Your Next Paycheck
Here’s an easy-to-follow scenario: Say your paycheck totals $1,000. By strategically splitting your direct deposit across several new account promos, here’s what you could earn:
Discover: Deposit $50, earn $80 (ROI: 160%)
Chime: Deposit $200 (twice), earn $460 (ROI: 115%)
SoFi: Deposit $200, earn $265 (ROI: 132.5%)
From just $650 of your $1,000 paycheck across these three offers, you’ve earned a total of $805 in bonuses! That’s a whopping 124% bonus return!
Step 3: Play It Smart, Keep It Easy
No complicated tricks—just simple, practical steps to maximize your payday:
- Easily update your paycheck direct deposit instructions via your payroll provider’s secure website or app.
- Read each offer carefully on Swagbucks and follow the clearly laid-out instructions to ensure eligibility.
- Use each new bank’s debit card or app to explore their unique perks and rewards, making it easy to decide if it’s the right long-term fit for you.
Extra perk: Testing these accounts through Swagbucks helps you discover banks and features you’ll actually love.
Step 4: Celebrate Responsibly—Treat Yourself (Smartly!)
Once your boosted payday hits your new bank accounts, put those bonuses to good use: pay down bills or debt, boost your savings cushion, or treat yourself responsibly to something special, guilt-free.
Celebrate—you earned it!
Ready to Multiply Your Next Paycheck?
Bank offers often rotate and can expire quickly, so don’t wait around! Snag these exclusive deals today:
Multiply your paycheck with Discover
Open your OnePay Cash Account today
Earn your Smartly Checking bonus with U.S. Bank
Make your money smarter. Start stacking bonuses today and easily turn your next ordinary paycheck into an extraordinary payday
Disclosures: Offers subject to approval and criteria specified by each financial institution. Swagbucks (website/app) provides rewards contingent on successful fulfillment of promotional criteria. Always review the detailed terms and disclosures on each linked offer page.